Credit Card Debt Elimination
The Range Group, LLC
Why The Range Group, LLC
The Range Group, LLC. along with their referred network of attorneys across the United States dedicated to helping individuals with credit card debt, debt problems, inaccurate credit report information, and contract disputes. If you are a member of the public looking to reduce your debt, preserve your assets and have a comprehensive financial plan do not make the mistake of hiring a credit counselor or debt settlement firm without first obtaining a free consultation with our attorneys and asset advisory board. Our panel of attorneys has the ability to sue banks, debt collectors and credit reporting agencies. If you are a member looking to reduce your debt and protect your credit rating you have arrived at the right place. Since 2005 attorneys have eliminated over $500,000,000 in consumer debt with no harm to consumer credit ratings.
We are a recognized leader in serving the financial needs of individuals and families with asset preservation, financial products, risk management, credit restoration as well as contract and debt litigation solutions nationwide. The Range Group LLC. in conjunction with our national Attorney referral litigation teams provide liquidity solutions as well as offer a wide array of financial products and knowledge that is tailored to our clients specific needs.
Why you need Legal Representation
-
Credit Card & Debt Collection Defense
Many people today have fallen behind on their credit card bills. And when credit card bills go unpaid, credit card companies and debt collectors may eventually file lawsuits to collect the unpaid debt. If you are faced with defending a lawsuit filed against you by your creditors and/or debt collectors, don't let them or their lawyers scare you. Consumer Debt Legal Group is here to help you.
Creditors frequently make their legal position appear stronger than they actually are. But the truth is that creditors and debt collectors may not have the right to collect payment for old credit card debt. There are a number of factors that must be evaluated before the creditor can be successful in a lawsuit. Can the creditor prove you signed the contract? Was that contract valid? Does the contract remain valid? Did you agree to every interest rate change and penalty? There are many ways to fight a lawsuit filed by creditors or debt collectors.
We use the existing laws of the land to help settle and even eliminate your debts.
-
FDCPA, FCCPA, FCRA Violations
Debt collection practices are regulated by both state and federal
laws. State and federal laws are clear in that there are certain
things a debt collector cannot do when attempting to collect a debt. It is our experience that creditors and debt collectors often ignore your rights and willfully violate these laws. When a debt collector’s behavior reaches the level of harassment, debtors may sue and seek damages.
Consumer Debt Legal Group represents consumers who are currently in default on their debts and/or have suffered from harassment by their creditors or debt collectors. In today’s economy, our clients have fallen on difficult financial times and as a result they are often illegally abused or harassed. You have rights, and we are here to help represent those rights.
Even when you are in debt and may owe someone money, you still have the right to be treated with respect and in accordance with the law. Debt collectors do not have the right to abuse, harass, or intimidate you. You have rights. You may file a harassment lawsuit if your debt collectors engage in harassment or abuse. Creditor harassment and debt collector abuse may be a violation of the federal Fair Debt Collection Practices Act (FDCPA). Under the FDCPA, you have the right to sue a debt collector who violates the law by harassing you or making
threats. Credit Advocates works with consumers whose rights have been violated under the FDCPA and other consumer protection statutes.
-
Fair Credit Reporting Act Violations
We will pursue your rights under the Fair Credit Reporting Act (FCRA)
to make creditors remove the offending information, pay you damages
and pay your attorneys’ fees. This is a consumer statute that requires
lenders that report credit information to the bureaus, to play fairly
with you. When they do not, we sue them and make them remove the
offending trade line and pay your costs and attorneys’ fees.
Council
Evan Kagan is the President of the Law Offices of Evan S. Kagan, P.A. He is a Florida and District of Columbia licensed attorney practicing in the areas of debt dispute and litigation, consumer rights and protection, and business law. Evan Kagan served as an officer in the United States Army prior to becoming an attorney. Our dedicated network of lawyers across the United States allows us to ensure professional and passionate legal representation for our clients throughout the country. All of our attorneys are licensed in their practicing state and have valuable experience protecting and enforcing consumer rights.
Know your Rights
When your credit report contains inaccurate information and the
credit reporting agency or lender will not remove it, we will pursue your rights under the Fair Credit Reporting Act (FCRA) to make them remove the offending information, pay you damages and pay your attorneys’ fees. This is a consumer statute that requires lenders that report credit information to the bureaus, to play fairly with you. When they do not, we sue them and make them remove the offending trade line and pay your costs and attorneys’ fees. It costs you nothing to have us fight for your rights under the FCRA.
We have seen, first hand, how abusive debt collectors can be. The
Fair Debt Collection Practices Act is a law that requires debt
collectors to treat you fairly and to conduct themselves in an honest
manner. Frequently, this does not happen. If you have been abused by a
debt collector, contact us and we will file a lawsuit against that
collector and make him pay you damages and our attorneys’ fees. It
costs you nothing to have us pursue your rights under the FDCPA.
Banks, lending institutions and credit reporting agencies are
usually large organizations with a lot of money and power. The FCRA
and FDCPA are laws designed to help you deal with these organizations
when they become unresponsive to your needs. We have a page on this website to inform you of your rights under these laws. The readings are relatively short, but chock full of good information.
Fair Credit Reporting Act (FCRA)
§ 1681. Congressional findings and statement of purpose (a) Accuracy and fairness of credit reporting The Congress makes the following findings:
(1) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system...
Truth In Lending Act (TILA)
15 USC 1601-1667f
(Amended as of January 1, 2001)
Sec. 1601. - Congressional findings and declaration of purpose
(a) Informed use of credit
Fair Debt Collection Practices Act (FDCPA)
§ 1692a. Definitions As used in this subchapter-- (1) The term “Commission” means the Federal Trade Commission. (2) The term “communication” means the conveying of information...
|
